Privacy Policy

1. Introduction

Welcome to Loan Calculator US ("we," "our," or "us"). We are committed to protecting your privacy and ensuring the security of any information you provide while using our website and loan calculators. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website.

By using our website, you agree to the collection and use of information in accordance with this Privacy Policy. If you do not agree with our policies and practices, please do not use our website.

2. Information We Collect

2.1 Information You Provide

Our loan calculators process the following types of information that you voluntarily enter:

• Loan amounts and terms
• Interest rates
• Income and expense information
• Property values and down payment amounts
• Credit score ranges (if applicable)

Important: All calculator inputs are processed locally in your browser. We do not store, save, or transmit the financial information you enter into our calculators to our servers.

2.2 Automatically Collected Information

When you visit our website, we automatically collect certain information about your device and browsing behavior, including:

• IP address
• Browser type and version
• Operating system
• Pages visited and time spent on pages
• Referring website addresses
• Device type and screen resolution

3. How We Use Your Information

We use the information we collect to:

• Provide and maintain our loan calculator services
• Improve and optimize our website functionality
• Analyze website usage and trends
• Detect and prevent technical issues
• Understand how users interact with our calculators
• Enhance user experience and develop new features

4. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to track activity on our website and store certain information. You can learn more about how we use cookies in our Cookie Policy.

Types of cookies we use:

• Essential Cookies: Required for the website to function properly
• Analytics Cookies: Help us understand how visitors use our website (Google Analytics)
• Preference Cookies: Remember your settings and preferences

You can set your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our website.

5. Third-Party Services

We use third-party services that may collect information used to identify you:

• Google Analytics: We use Google Analytics to analyze website traffic and usage. Google Analytics uses cookies to collect information such as how often users visit our site, what pages they visit, and what other sites they used prior to coming to our site. For more information on Google Analytics' privacy practices, visit https://policies.google.com/privacy

6. Data Security

We implement appropriate technical and organizational security measures to protect your information. However, please note that no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your information, we cannot guarantee its absolute security.

Our security measures include:

• SSL/TLS encryption for data transmission
• Regular security assessments
• Secure hosting infrastructure
• Limited access to personal information

7. Data Retention

Since calculator inputs are processed locally in your browser and not stored on our servers, we do not retain the financial information you enter into our calculators.

We retain automatically collected information (such as analytics data) for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.

8. Your Privacy Rights

Depending on your location, you may have the following rights regarding your information:

• Right to Access: Request access to the personal information we hold about you
• Right to Correction: Request correction of inaccurate information
• Right to Deletion: Request deletion of your personal information
• Right to Object: Object to our processing of your personal information
• Right to Data Portability: Request transfer of your information to another service
• Right to Withdraw Consent: Withdraw your consent at any time

To exercise any of these rights, please contact us using the information provided in the "Contact Us" section below.

9. Children's Privacy

Our website is not intended for children under the age of 18. We do not knowingly collect personal information from children under 18. If you are a parent or guardian and believe your child has provided us with personal information, please contact us so we can delete such information.

10. California Privacy Rights

If you are a California resident, you have specific rights under the California Consumer Privacy Act (CCPA):

• Right to know what personal information is collected, used, shared, or sold
• Right to delete personal information
• Right to opt-out of the sale of personal information (we do not sell personal information)
• Right to non-discrimination for exercising your CCPA rights

11. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date at the top of this Privacy Policy.

We encourage you to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

12. Third-Party Links

Our website may contain links to third-party websites that are not operated by us. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services. We encourage you to review the privacy policy of every site you visit.

13. Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us: